Tesla is rapidly expanding their insurance offering
Not a Tesla App
Tesla Insurance is a competitively priced insurance product that offers Tesla owners a new option.
Tesla has a unique understanding of its vehicles, technology, safety features and repair costs, which help eliminate some fees associated with traditional insurance carriers. Tesla Insurance provides a convenient monthly payment and the ability to manage claims and coverage directly through the Tesla app.
It also puts you in control, since your insurance premium is in part based on your driving habits.
Where is Tesla Insurance Available?
The service is currently only available in select U.S. states, but it continues to expand to additional states. Tesla CEO, Elon Musk says it will also expand to Canada in the future.
Tesla Insurance is currently available to Tesla owners in the following states:
Arizona
California
Colorado
Illinois
Minnesota
Maryland
Nevada
Ohio
Oregon
Texas
Utah
Virginia
Who Can Purchase Tesla Insurance?
New and current Tesla owners can purchase an insurance policy in the Tesla app by tapping the profile icon located in the top-right corner and selecting ‘Get Tesla Insurance.’
If you've recently placed an order for a Tesla, you will need to wait until a VIN is assigned before ordering Tesla Insurance.
Tesla is rapidly expanding their insurance offering
Not a Tesla App
Additional Vehicles
Tesla Insurance will not only cover Tesla vehicles but also any other vehicles you may own.
You can add additional vehicles when submitting the policy.
However, Tesla Insurance is currently limited to vehicles and Tesla does not offer home insurance or other types of insurance policies.
What You Get with Tesla Insurance
With Tesla Insurance you can view documents, billing, payment details and make claims all from the Tesla app.
Like other insurance companies, there are a variety of plans with varying levels of coverage depending on your needs.
How Does Tesla Insurance Work?
Tesla collects data from the vehicle that helps assess how the vehicle is being driven.
Unlike other insurance products, Tesla does not require an additional device to be installed in the vehicle. Instead, Tesla uses features already included to determine how often the vehicle is driven, and how often the driver follows too closely or stops harshly.
This data is then used to help determine the driver's insurance premium.
The insurance premium also factors in the vehicle model, the insuree's location, and the distance the vehicle is driven.
Tesla Insurance users make monthly payments based on their driving behavior rather than factors typically used by other insurance providers, such as credit, age, gender, claim history and driving records.
Tesla Insurance Cost
Every insurer has different factors to determine their costs and their customers' likelihood of getting into an accident. While Tesla Insurance could save you money, it could also cost more than alternatives available in your state.
According to Tesla, "An average driver could save between 20% to 40% and the safest drivers could save between 30% to 60%."
Your Safety Score can have a large impact on your insurance premium
@GailAlfarATX/Twitter
Big reason to own a Tesla in the states where they offer insurance. next month insurance will be $60/month, down from 88 because of a 98 safety score maintained. Best car ever @elonmuskpic.twitter.com/fROEsx3Wfa
We've seen scenarios where Tesla Insurance saves someone hundreds of dollars a month, but we've also seen it cost significantly more than its competitors.
There are many factors that determine your insurance premium. If you're new to Tesla or haven't shopped around in a few years, we recommend getting a free quote from Tesla to see whether Tesla Insurance would save you money.
Tesla insurance price is insanely low. Six cars covered with two Plaids and includes my brother in the coverage for $599 per month! 9K miles/car $500 comp, $1k collision. Progressive wanted over $1k/month ??♂️ @elonmuskpic.twitter.com/rAWDjoxJi8
Tesla has begun rolling out some map updates, including a brand new geographic area. These updates include two regional map updates, with one confirming Tesla’s entry into India and the other improving the maps in Europe.
Indian Launch
The biggest addition is a new map region for India, which was discovered by Tesla hacker Greentheonly. This move, while seemingly minor, is a prerequisite for Tesla launching vehicles in the region.
For years, discussions about Tesla’s arrival in India have focused on manufacturing plans, import duties, and retail store plans. However, the vehicles themselves must all be technically ready for the region.
This is more than just data entry; it involves integrating local points of interest, Tesla’s internal routing logic, and displaying regional road information correctly. In past market entries, Tesla has activated the necessary navigation regions in its software shortly before officially launching in a country, and just this morning, news broke that Tesla will open its first showroom in India.
On July 15th, Tesla will open its first showroom in Mumbai, marking its entry into the Indian market.
For those who have imported Tesla vehicles in advance of the official market entry, this means they will finally receive official maps and navigation support, and will likely begin receiving official software updates in the near future.
European Maps Update
In addition to the India map update, Tesla has also starting roll out a map update for Europe. The new map update for Europe is version EU-2025.14, bringing users up from EU-2025.2.
You’ll need to connect to WiFi in order to download map updates and similar to software updats, Tesla will roll them out gradually. If you want to learn more about map updates, be sure to check out our Tesla maps and navigaiton guide.
This map update will likely be fairly minor, but it should include newer roads, speed limits and more details. It could also include additional information that’s required for launching FSD in Europe.
While map updates aren’t as exciting as FSD updates or major software updates like the upcoming Grok AI update, they’re especially useful for Tesla owners who travel on new roads that may not be in Tesla’s current map version.
Tesla has officially scheduled its 2025 Annual Shareholder Meeting for Thursday, November 6, 2025. The date was confirmed in an 8-K form filed with the US Securities and Exchange Commission this week. Shareholders can expect to begin receiving official notifications by email or letter this week.
While we don’t know what, if anything, is up for vote this year, shareholders should ensure their investment accounts are linked up at ir.tesla.com if they plan to vote on upcoming proposals.
While these meetings cover standard corporate governance, they’ve also become a key venue for Tesla to share updates on its future projects.
Let’s take a look back at Tesla’s 2024 shareholder meeting to see what we can expect for 2025.
A Look Back: Shareholder Meeting 2024
The 2024 Shareholder Meeting was packed with news and updates. Some of the highlights included details on Cybercab, the first mentions of AI5, and the move of Tesla’s incorporation to Texas following the re-ratification of Elon’s 2018 compensation plan.
The 2025 meeting may provide progress updates on several key items.
First up is the final status of Elon Musk’s pay package. While it was successfully re-ratified following the 2024 Meeting, the Court of Delaware ruled against it, creating a legal situation that resulted in Tesla amending its letter of incorporation and moving to Texas.
While the messy legal situation hasn’t been completely sorted out yet, there’s a chance we could see more on this at the 2025 Meeting.
Next up is a status update on the Robotaxi Network pilot, as well as progress for Tesla’s Cybercab program. We’ve seen early prototype castings for the Cybercab outside Giga Texas, and they recently provided an updated timeline in their 2024 Impact Report. This is going to be the next big step for Tesla’s growth as it starts its Robotaxi service business.
The Tesla Semi and Tesla Energy are also two massive programs undergoing upgrades and revamps. The volume production of Semi is supposed to begin by the end of 2025, and Tesla is constantly working on expanding Tesla Energy’s manufacturing footprint to meet the never-ending demand for Megapack and Powerwall. We’re anticipating some major updates here, along with some updates on Tesla’s next-generation battery tech, including the Gen 3 Cybercell that includes dry-cathode manufacturing.
There’s a lot to be excited about - and November 6th is the day we may find out a lot about Tesla’s future products. The meeting will be a big event that we’ll cover in detail, so don’t worry, even if you miss it. We’ll have a full set of recap notes and longer in-depth articles following the event, as usual.