Tesla Introduces FSD Discount for Tesla Insurance

February 3, 2025

By Karan Singh

Not a Tesla App

As we previously reported, Tesla was exploring the option of adding discounts to Tesla Insurance for users who actively use FSD. Tesla Insurance is integrated directly right into the app and offers an easy-to-use and seamless experience for those who have access to it - and if you’re an active user of FSD - it's about to get even better.

Tesla already offered discounts based on safety score, which are Tesla’s internal factors determining how safe a driver you are. A higher score means you pay less for insurance, while a lower score increases your rate. Now, FSD use is also a factor in that equation.

FSD (Supervised) Discount

Tesla added a page to its Tesla Insurance support section outlining the new Full Self-Driving (Supervised) discount, so let’s look at exactly what it’s offering.

This discount is aimed at owners in the U.S. who have either purchased or subscribed to FSD. The more you use FSD, the larger the discount on your insurance.

Tesla will compare the total miles driven (overall) against the total miles driven with FSD enabled - giving you an overall percentage of time spent on FSD rather than manual driving. When you meet or exceed 50% of your miles driven with FSD engaged, you’ll receive up to a 10% discount on your insurance premiums.

Unfortunately, Tesla’s Safety Score and, thus, miles driven on FSD are only available to Tesla Insurance subscribers, which is limited to a variety of states in the U.S.

You can find your total miles driven with FSD by navigating to Safety Score and tapping the round info icon in the top right corner of the app. This displays the information for the current month, while your current discount is displayed under Safety Score > Premium.

The discount is shown as part of your calculated premium.

Not a Tesla App

How to Qualify

This discount is currently limited - it is only offered in Arizona and Texas at the moment. While it will take effect for new policyholders immediately, existing policyholders will have to wait until March 8th, 2025, to begin taking advantage of the FSD discount. While you can insure non-Tesla vehicles through Tesla Insurance, letting you keep a single policy for all of your vehicles, the FSD discount only applies to Tesla vehicles on your account.

Tesla also notes that the 10% discount doesn’t apply to all portions of the premium - but only to certain eligible coverages. Some ineligible coverages include comprehensive collision coverage, uninsured motorist, and uninsured pedestrian coverage - so your total discount rate may be lower than a full 10%.

If you recently received an FSD trial, the discount will also apply during the trial period. If your trial or subscription lapses, the discount will apply for the previous 30 days, regardless of your subscription status.

While this isn’t the massively cheaper insurance many were hoping for, it can still help offset the price of FSD, especially if you are already a heavy user. For the average insurance policyholder, this will cut between $20 - $40 from your insurance premium, which can cut the price of subscribing to FSD to $60-$80. It was just last year that subscribing to FSD cost $199/month.

Hopefully, Tesla will quickly roll this discount out to more eligible states and continue the expansion of Tesla Insurance into new territories. It’ll be interesting to see how this discount gets adjusted as newer, safer versions of FSD roll out.

You Can Now Track Tesla’s Robotaxi Deployment

June 15, 2025

By Karan Singh

Not a Tesla App

Thanks to Tesla Yoda on X, we have found out that Tesla’s Robotaxi fleet is registered on the Texas Department of Transportation’s public-facing Automated Vehicle Deployment website. This makes the fleet’s movements publicly viewable and trackable, and marks a first for Tesla.

This isn’t just any old FSD test - this is the first officially acknowledged, government-tracked, and sanctioned deployment of a Tesla Model Y operating as a ride-share vehicle. But that’s not all - Texas DOT’s tracker notes that the Tesla does not have a safety driver.

View on the Map

Visitors to the Texas DOT website can filter for “Tesla”, and see, currently, a single active vehicle operating in the Austin Metro area. According to the state’s official data, here’s what we know:

Company: Tesla

Description: Ride-share service

Status in Texas: Testing

Safety Driver: No

The final point is definitely the most significant here. While Tesla has been testing FSD with safety drivers for some time in Austin and LA for employee-only testing, this is the first time that a vehicle has been officially registered and deployed on public roads without a human behind the wheel for safety.

The fact that there is no safety driver officially shifts the liability from the occupant of the driver’s seat to Tesla, for the first time in a public setting. That’s already pretty significant - we previously dove into how Tesla plans to insure its own vehicles, and potentially owner vehicles in the Robotaxi fleets.

The status currently lists Tesla as “Testing,” confirming that the service isn’t available to the public, but this is expected to change in the coming weeks.

This testing phase is likely part of a short but crucial period that lets Tesla capture data on the safety levels of its current iteration of Unsupervised FSD without a driver supervising. Tesla already stated that they’d be avoiding difficult areas, so this testing can also expose additional areas Tesla may want to avoid, such as school zones or blind driveways.

Tesla will need to prove, both internally and externally, that FSD Unsupervised has the necessary performance to safely navigate the streets without any incidents.

Regulatory Milestone

For years, the concept of a Tesla Robotaxi has been a future promise. Now, it's a present-day reality, albeit in a testing capacity.

Having an official government body list a Tesla as an active, driverless vehicle shows that they’ve been able to clear regulatory hurdles, which Tesla has often pointed to as the issue. It demonstrates a level of confidence from both Tesla and Texas regulators in the system's capabilities.

While it's just a single vehicle for today, we’ll likely see this list slowly expand over time. Alongside being able to track Robotaxi incidents at the City of Austin’s website, we’ll be able to closely watch Tesla’s progress with its first Robotaxi deployments.

Tesla FSD in Europe: June Update

June 14, 2025

By Karan Singh

Not a Tesla App

The road to bringing FSD to Europe has been a long and complex one and filled with regulatory and bureaucratic hurdles. Elon Musk, as well as other members of Tesla’s AI team, have previously voiced their grievances with the regulatory approval process on X.

However, it appears that there is finally some progress in getting things moving with recent changes to upcoming autonomy regulations, but the process still seems slow.

Waiting on the Dutch

Elon commented on X recently, stating that Tesla is waiting for approval from Dutch authorities and then the EU to start rolling out FSD in Europe. Tesla is focusing on acquiring approvals from the Dutch transportation authority, which will provide them with the platform they need to gain broader acceptance in Europe. Outside of the Netherlands, Tesla is also conducting testing in Norway, which provides a couple of avenues for them to obtain national-level approval.

The frustration has been ongoing, with multiple committee meetings bringing up autonomy regulation but always pulling back at the last second before approving anything. The last meeting on Regulation 157, which governs Automated Lane Keeping Systems, concluded with authorities from the UK and Spain requesting additional time to analyze the data before reaching a conclusion.

Tesla, as well as Elon, have motioned several times for owners to reach out to their elected representatives to move the process forward, as it seems that Tesla’s own efforts are being stymied.

This can seem odd, especially since Tesla has previously demoed FSD working exceptionally smoothly on European roads - and just did it again in Rome when they shared the video below on X.

FSD Supervised testing in Rome, Italy

Pending regulatory approval pic.twitter.com/TXh3uQIfrx
— Tesla Europe & Middle East (@teslaeurope) June 12, 2025

DCAS Phase 3

While the approval process has been slow, Kees Roelandschap pointed out that there may be a different regulatory step that could allow FSD to gain a foothold in Europe.

According to Kees, the European Commission is now taking a new approach to approving ADAS systems under the new DCAS Phase 3 regulations. The Commission is now seeking data from systems currently operational in the United States that can perform System-Initiated Maneuvers and don’t require hands-on intervention for every request.

This is key because those are two of the core functionalities that make FSD so usable, and it also means that there may not be a need to wait years for proper regulations to be written from scratch. Now, the Commission will be looking at real-world data based on existing, deployed technology, which could speed up the process immensely.

What This Means

This new, data-driven regulatory approach could be the path for Tesla to reach its previous target of September for European FSD. While the cogs of bureaucracy are ever slow, sometimes all it takes is a little data to have them turn a bit faster in this case.

Alongside specific countries granting approval for limited field testing with employees, there is some light at the end of the tunnel for FSD in Europe, and hopes are that a release will occur by the end of 2025. With Europe now looking to North America for how FSD is performing, Tesla’s Robotaxi results could also play a role.