Tesla’s Safety Score is used to help determine an owner’s insurance premiums under Tesla Insurance. It attempts to evaluate how safely the vehicle is driven by taking into account several metrics such as harsh braking, turning too fast, and speeding.
Tesla has continuously improved its Safety Score program by adding new metrics or improving existing ones. Tesla is notably transparent about the specific factors that contribute to your Safety Score and, by extension, how insurance premiums are calculated.
With the launch of Safety Score V2.2, Tesla has introduced updates to how Excessive Speeding is factored into your score and removed the controversial Forward Collision Warnings (FCW).
While excessive speeding has been part of the scoring system since March 2024, it has primarily contributed to Tesla’s internal calculations for premium generation. The latest version improves how Tesla determines speeding and its weight into the Safety Score.
Improved Excessive Speeding
The latest version of Safety Score now measures Excessive Speeding as a proportion of the time you spend driving over 85 mph, or when you’re speeding relative to the vehicles in front of you.
This could affect how your score is impacted while overtaking slower drivers—we’ll have to wait and see how this plays out for Tesla Insurance users, and whether rates will rise, fall, or stay steady in the coming months.
Forward Collision Warning
While Tesla didn’t call out changes to Forward Collision Warnings in its Safety Score v2.2 update, it appears that Tesla is no longer using FCWs as a metric in Safety Score, at least in some regions.
Tesla’s Forward Collision Warnings are a helpful feature in Tesla vehicles since they can alert drivers when a vehicle stops suddenly in front of them. However, they can sometimes have false positives, which isn’t a huge deal… unless they’re affecting your insurance premium. While FCWs have been included in Tesla’s Safety Score since its inception, it has often been a controversial metric due to false positives.
With the release of Safety Score v2.2, Tesla has now removed FCWs as part of the Safety Score, and drivers will no longer be penalized when a vehicle stops suddenly in front of them. However, Unsafe Following, an existing Safety Score metric that is defined as “proportion of following time spent at an unsafe following distance,” is still a part of Tesla’s Safety Score.
According to Tesla, this update is designed to offer a more accurate reflection of future collision risk, using insights from over 23 billion miles of real-world driving data. New Safety Scores will begin to reflect these changes as the update rolls out. However, any impact on premiums won’t take effect until next month—so your current premium is safe for now.
It’s worth noting that in California, Safety Score doesn’t affect your insurance rate at all. In those cases, Tesla includes it strictly for educational purposes. But in states where it does apply, it will directly influence what you pay.
Due to constant improvements involving real-world data and billions of miles, Tesla’s Safety Score is a unique and fairly accurate way of assessing safe driving. Unlike traditional insurers—some of which rely on basic smartphone acceleration data—Tesla is able to calculate your score based on nuanced, vehicle-level data and real-time driving conditions. While it isn’t perfect, it gives a clear edge in measuring how you actually drive.
We’re still hoping to see Tesla Insurance expand to more states. Progress has slowed recently, even after the company brought on a former GEICO executive whose main mission is to broaden the program’s reach.
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The road to bringing FSD to Europe has been a long and complex one and filled with regulatory and bureaucratic hurdles. Elon Musk, as well as other members of Tesla’s AI team, have previously voiced their grievances with the regulatory approval process on X.
However, it appears that there is finally some progress in getting things moving with recent changes to upcoming autonomy regulations, but the process still seems slow.
Waiting on the Dutch
Elon commented on X recently, stating that Tesla is waiting for approval from Dutch authorities and then the EU to start rolling out FSD in Europe. Tesla is focusing on acquiring approvals from the Dutch transportation authority, which will provide them with the platform they need to gain broader acceptance in Europe. Outside of the Netherlands, Tesla is also conducting testing in Norway, which provides a couple of avenues for them to obtain national-level approval.
The frustration has been ongoing, with multiple committee meetings bringing up autonomy regulation but always pulling back at the last second before approving anything. The last meeting on Regulation 157, which governs Automated Lane Keeping Systems, concluded with authorities from the UK and Spain requesting additional time to analyze the data before reaching a conclusion.
Tesla, as well as Elon, have motioned several times for owners to reach out to their elected representatives to move the process forward, as it seems that Tesla’s own efforts are being stymied.
This can seem odd, especially since Tesla has previously demoed FSD working exceptionally smoothly on European roads - and just did it again in Rome when they shared the video below on X.
— Tesla Europe & Middle East (@teslaeurope) June 12, 2025
DCAS Phase 3
While the approval process has been slow, Kees Roelandschap pointed out that there may be a different regulatory step that could allow FSD to gain a foothold in Europe.
According to Kees, the European Commission is now taking a new approach to approving ADAS systems under the new DCAS Phase 3 regulations. The Commission is now seeking data from systems currently operational in the United States that can perform System-Initiated Maneuvers and don’t require hands-on intervention for every request.
This is key because those are two of the core functionalities that make FSD so usable, and it also means that there may not be a need to wait years for proper regulations to be written from scratch. Now, the Commission will be looking at real-world data based on existing, deployed technology, which could speed up the process immensely.
What This Means
This new, data-driven regulatory approach could be the path for Tesla to reach its previous target of September for European FSD. While the cogs of bureaucracy are ever slow, sometimes all it takes is a little data to have them turn a bit faster in this case.
Alongside specific countries granting approval for limited field testing with employees, there is some light at the end of the tunnel for FSD in Europe, and hopes are that a release will occur by the end of 2025. With Europe now looking to North America for how FSD is performing, Tesla’s Robotaxi results could also play a role.
Tesla’s marketing has always been relatively unconventional, relying on word-of-mouth rather than traditional advertising. The passion of the owner’s community is always massive, but it is especially high now with the launch of the Robotaxi network just around the corner.
Tesla is now tapping into that spring of fan creativity and announced the TeslaVision video contest, with some seriously impressive prizes up for grabs.
Announcing the TeslaVision fan video showcase
Tesla owners & supporters have always been able to see our products & mission for what they truly are.
Your word of mouth has made Tesla what it is today.
The OGs will remember that in 2017, we held our first video contest. 8 years… pic.twitter.com/6pPpkqmqOH
The core of the contest is simple. Create a video that shows how your Tesla gives you more in life. Tesla is looking for submissions that highlight themes of freedom, safety, fun, and convenience.
Prizes
The prizes definitely make this contest worth entering if you’re good with a camera and have some basic video editing abilities.
For North America, the prizes include a brand new Model Y AWD Long Range, alongside an all-expenses-paid trip to Austin for a tour of Giga Texas. The grand prize winner will also be able to custom order their Model Y, allowing them to select their preferred wheels and color.
The two runners-up won’t get a Model Y, but they’ll also enjoy an all-expenses-paid trip to Giga Texas for a tour of the factory.
The travel and tour include lodging in Austin for 2 nights, as well as economy-class round-trip tickets from anywhere in North America. Tesla will also provide a vehicle for use during the trip.
For long-time followers of Tesla, this contest may feel familiar. The contest is a direct throwback to the 2017 Project Loveday contest, which was inspired by a letter to Tesla from a 10-year-old aspiring marketer. That contest was won by MKBHD, with his submission below:
How to Enter
If you’re ready to start filming, here are the key pieces of information you’ll need to know:
Video must be 90 seconds or less
Video must be uploaded to YouTube with a public URL
Make a post on X and Instagram tagging “@Tesla” and include the words “TeslaVision contest” in the post.
Provide links to both social media posts in your submission to Tesla’s form
Provide your personal details in the form
You have until July 17th, 2025, or until Tesla receives 10,000 entries, whichever comes first.