How Tesla insurance determines 'good' drivers for FSD Beta

By Henry Farkas

Those of us who paid for Full Self-Driving but who were not included in the initial test groups, Tesla employees and carefully selected customers, will get access to the BUTTON on Friday, September 24th.

Tesla insurance

But the BUTTON doesn't mean that you will be added to the widened group of beta testers. You have to earn it. Here's how.

This article is likely of interest only to people who paid for FSD, are in the US and who want to volunteer to teach the computer how to drive. I want to stress that this is a volunteer job. You won't earn a penny for doing this.

Pushing the button is not enough. You have to agree to allow Tesla insurance to absorb data from your driving for a week. Then Tesla will decide if it wants you in the expanded group of beta testers.

Remember, becoming a beta tester doesn't mean that your car can drive itself without your intervention. Quite the reverse. Tesla is looking for volunteers who will teach the neural network how to drive like a professional chauffeur. That's professional chauffeur, not professional race car driver.

Factors Tesla Insurance Uses

Luckily for us, a while back Reddit user /u/Callump01 reverse engineered the Tesla app to determine exactly which events Tesla uses when determining a driver's safety rating.

Callump01 was able to determine that Tesla uses these metrics when determining a driver's premium:

  • ABS Activation - Number of times ABS is activated
  • Hours Driven - Average daily driving time
  • Forced Autopilot Disengagements - Number of times Autopilot is disabled due to ignored alerts
  • Forward Collision Warnings - Number of times car detects a potential forward collision
  • Unsafe Following Time - Portion of time spent at an unsafe following distance
  • Intensity of Acceleration and Braking - Speed variance due to extreme acceleration and braking. Shown on a scale from 0-10 as measured against Tesla's internal fleet.

So here's what to do during the week where you are being evaluated by the insurance software.

Drive places. If your car is parked all the time, the software won't be able to assess your driving skill.

Engage FSD whenever possible. Tesla will want to recruit volunteers who are actually interested in using FSD. Elon Musk has said that someone who uses Autopilot would fall into the “good" category.

Drive on city streets and country roads. Autopilot is already pretty good at driving on limited access highways.

Don't accelerate aggressively unless you must do so to avoid a crash. Insurance algorithms don't like aggressive drivers.

Reduce ABS Usage

Focus far ahead. One of the statistics that is kept is the number of times ABS was activated. Reducing this number shows less aggressive driving. If you see that you are going to have to stop for a light or a stop sign, tap the brake to go out of FSD so you can slow down with regenerative braking. Insurance algorithms don't like aggressive braking, and, unfortunately, Tesla FSD, waits too long to slow down for signals and stop signs. Then it brakes aggressively. So using FSD to come to a stop will hurt your score.

Don't Accelerate Too Quickly

Don't speed very much. The Tesla insurance algorithm will look at your intensity of acceleration in addition to braking. Sometimes, you have to go faster than the posted speed limit in order to keep up with traffic. If you are in a situation where all the traffic is going faster than the posted speed limit, then you can speed up a bit, but try to stay as close to the speed limit as you can without blocking traffic. Remember, if you have to speed, keep up with the slower speeders, not the faster speeders.

If the car is braking for no apparent reason, phantom braking, use the accelerator to move the car along.

If you are approaching a sharp curve there are two things you need to think about. Without the beta version of FSD, some curves are too sharp, and standard FSD will stop working in the middle of the curve. I've experienced this at certain curves in my area. If this happens, it will lower your score. So the two things to do are, first, lower your speed before the curve by tapping the brake, and second, steer the car around the curve yourself before re-engaging FSD.

When you're using Autopilot, pay attention to the alerts. Tesla will track the number of times that Autopilot has been disengaged.

Keep Your Distance

You'll also want to pay close attention to objects in front of your. Tesla will be looking at the number of times Forward Collision Warnings have gone off.

Use a follow distance greater than one or two. Another metric that Tesla insurance uses to measure how safe someone is driving is by their follow distance. If someone follows too closely for long periods of time, this will lower their Tesla insurance rating as well.

Obey traffic rules whenever possible. Yield the right of way when you don't have the right of way. Take the right of way when you do have it, but don't crash just because you are entitled to the right of way.

Be careful to yield to pedestrians and bicyclists. Even if you have the right of way, it will mess up your day if you hit a pedestrian or a bicyclist. And you won't get to be a beta tester for FSD.

After you activate the button on September 24th the Tesla insurance calculator will show your rating in real-time so that you can tell how you're driving and can adjust accordingly. It'll also provide additional details on what is rated a “good" driver.

The button will be available this Friday, presumably in your car. Stay tuned for more details. Tesla FSD Beta 10.1 which is set be released on October 1st, will introduce new features such as merged NNs for highway and city driving, as well as the ability to go in reverse.

Tesla Adds India Map Region, To Open Showroom on July 15th; New European Map Update

By Karan Singh
@greentheonly on X

Tesla has begun rolling out some map updates, including a brand new geographic area. These updates include two regional map updates, with one confirming Tesla’s entry into India and the other improving the maps in Europe.

Indian Launch

The biggest addition is a new map region for India, which was discovered by Tesla hacker Greentheonly. This move, while seemingly minor, is a prerequisite for Tesla launching vehicles in the region.

For years, discussions about Tesla’s arrival in India have focused on manufacturing plans, import duties, and retail store plans. However, the vehicles themselves must all be technically ready for the region.

This is more than just data entry; it involves integrating local points of interest, Tesla’s internal routing logic, and displaying regional road information correctly. In past market entries, Tesla has activated the necessary navigation regions in its software shortly before officially launching in a country, and just this morning, news broke that Tesla will open its first showroom in India.

On July 15th, Tesla will open its first showroom in Mumbai, marking its entry into the Indian market.

For those who have imported Tesla vehicles in advance of the official market entry, this means they will finally receive official maps and navigation support, and will likely begin receiving official software updates in the near future.

European Maps Update

In addition to the India map update, Tesla has also starting roll out a map update for Europe. The new map update for Europe is version EU-2025.14, bringing users up from EU-2025.2.

You’ll need to connect to WiFi in order to download map updates and similar to software updats, Tesla will roll them out gradually. If you want to learn more about map updates, be sure to check out our Tesla maps and navigaiton guide.

This map update will likely be fairly minor, but it should include newer roads, speed limits and more details. It could also include additional information that’s required for launching FSD in Europe.

While map updates aren’t as exciting as FSD updates or major software updates like the upcoming Grok AI update, they’re especially useful for Tesla owners who travel on new roads that may not be in Tesla’s current map version.

Tesla’s 2025 Shareholder Meeting Set for November 6th: What to Expect

By Karan Singh
Not a Tesla App

Tesla has officially scheduled its 2025 Annual Shareholder Meeting for Thursday, November 6, 2025. The date was confirmed in an 8-K form filed with the US Securities and Exchange Commission this week. Shareholders can expect to begin receiving official notifications by email or letter this week.

While we don’t know what, if anything, is up for vote this year, shareholders should ensure their investment accounts are linked up at ir.tesla.com if they plan to vote on upcoming proposals.

While these meetings cover standard corporate governance, they’ve also become a key venue for Tesla to share updates on its future projects.

Let’s take a look back at Tesla’s 2024 shareholder meeting to see what we can expect for 2025.

A Look Back: Shareholder Meeting 2024

The 2024 Shareholder Meeting was packed with news and updates. Some of the highlights included details on Cybercab, the first mentions of AI5, and the move of Tesla’s incorporation to Texas following the re-ratification of Elon’s 2018 compensation plan.

That’s a lot that happened in just one meeting - and you can read our full recap here.

Topics for 2025

The 2025 meeting may provide progress updates on several key items.

First up is the final status of Elon Musk’s pay package. While it was successfully re-ratified following the 2024 Meeting, the Court of Delaware ruled against it, creating a legal situation that resulted in Tesla amending its letter of incorporation and moving to Texas.

While the messy legal situation hasn’t been completely sorted out yet, there’s a chance we could see more on this at the 2025 Meeting.

Next up is a status update on the Robotaxi Network pilot, as well as progress for Tesla’s Cybercab program. We’ve seen early prototype castings for the Cybercab outside Giga Texas, and they recently provided an updated timeline in their 2024 Impact Report. This is going to be the next big step for Tesla’s growth as it starts its Robotaxi service business.

The Tesla Semi and Tesla Energy are also two massive programs undergoing upgrades and revamps. The volume production of Semi is supposed to begin by the end of 2025, and Tesla is constantly working on expanding Tesla Energy’s manufacturing footprint to meet the never-ending demand for Megapack and Powerwall. We’re anticipating some major updates here, along with some updates on Tesla’s next-generation battery tech, including the Gen 3 Cybercell that includes dry-cathode manufacturing.

There’s a lot to be excited about - and November 6th is the day we may find out a lot about Tesla’s future products. The meeting will be a big event that we’ll cover in detail, so don’t worry, even if you miss it. We’ll have a full set of recap notes and longer in-depth articles following the event, as usual.

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