How Tesla insurance determines 'good' drivers for FSD Beta

Those of us who paid for Full Self-Driving but who were not included in the initial test groups, Tesla employees and carefully selected customers, will get access to the BUTTON on Friday, September 24th.

But the BUTTON doesn't mean that you will be added to the widened group of beta testers. You have to earn it. Here's how.

This article is likely of interest only to people who paid for FSD, are in the US and who want to volunteer to teach the computer how to drive. I want to stress that this is a volunteer job. You won't earn a penny for doing this.

Pushing the button is not enough. You have to agree to allow Tesla insurance to absorb data from your driving for a week. Then Tesla will decide if it wants you in the expanded group of beta testers.

Remember, becoming a beta tester doesn't mean that your car can drive itself without your intervention. Quite the reverse. Tesla is looking for volunteers who will teach the neural network how to drive like a professional chauffeur. That's professional chauffeur, not professional race car driver.

Factors Tesla Insurance Uses

Luckily for us, a while back Reddit user /u/Callump01 reverse engineered the Tesla app to determine exactly which events Tesla uses when determining a driver's safety rating.

Callump01 was able to determine that Tesla uses these metrics when determining a driver's premium:

• ABS Activation - Number of times ABS is activated
• Hours Driven - Average daily driving time
• Forced Autopilot Disengagements - Number of times Autopilot is disabled due to ignored alerts
• Forward Collision Warnings - Number of times car detects a potential forward collision
• Unsafe Following Time - Portion of time spent at an unsafe following distance
• Intensity of Acceleration and Braking - Speed variance due to extreme acceleration and braking. Shown on a scale from 0-10 as measured against Tesla's internal fleet.

So here's what to do during the week where you are being evaluated by the insurance software.

Drive places. If your car is parked all the time, the software won't be able to assess your driving skill.

Engage FSD whenever possible. Tesla will want to recruit volunteers who are actually interested in using FSD. Elon Musk has said that someone who uses Autopilot would fall into the “good" category.

Drive on city streets and country roads. Autopilot is already pretty good at driving on limited access highways.

Don't accelerate aggressively unless you must do so to avoid a crash. Insurance algorithms don't like aggressive drivers.

Reduce ABS Usage

Focus far ahead. One of the statistics that is kept is the number of times ABS was activated. Reducing this number shows less aggressive driving. If you see that you are going to have to stop for a light or a stop sign, tap the brake to go out of FSD so you can slow down with regenerative braking. Insurance algorithms don't like aggressive braking, and, unfortunately, Tesla FSD, waits too long to slow down for signals and stop signs. Then it brakes aggressively. So using FSD to come to a stop will hurt your score.

Don't Accelerate Too Quickly

Don't speed very much. The Tesla insurance algorithm will look at your intensity of acceleration in addition to braking. Sometimes, you have to go faster than the posted speed limit in order to keep up with traffic. If you are in a situation where all the traffic is going faster than the posted speed limit, then you can speed up a bit, but try to stay as close to the speed limit as you can without blocking traffic. Remember, if you have to speed, keep up with the slower speeders, not the faster speeders.

If the car is braking for no apparent reason, phantom braking, use the accelerator to move the car along.

If you are approaching a sharp curve there are two things you need to think about. Without the beta version of FSD, some curves are too sharp, and standard FSD will stop working in the middle of the curve. I've experienced this at certain curves in my area. If this happens, it will lower your score. So the two things to do are, first, lower your speed before the curve by tapping the brake, and second, steer the car around the curve yourself before re-engaging FSD.

When you're using Autopilot, pay attention to the alerts. Tesla will track the number of times that Autopilot has been disengaged.

Keep Your Distance

You'll also want to pay close attention to objects in front of your. Tesla will be looking at the number of times Forward Collision Warnings have gone off.

Use a follow distance greater than one or two. Another metric that Tesla insurance uses to measure how safe someone is driving is by their follow distance. If someone follows too closely for long periods of time, this will lower their Tesla insurance rating as well.

Obey traffic rules whenever possible. Yield the right of way when you don't have the right of way. Take the right of way when you do have it, but don't crash just because you are entitled to the right of way.

Be careful to yield to pedestrians and bicyclists. Even if you have the right of way, it will mess up your day if you hit a pedestrian or a bicyclist. And you won't get to be a beta tester for FSD.

After you activate the button on September 24th the Tesla insurance calculator will show your rating in real-time so that you can tell how you're driving and can adjust accordingly. It'll also provide additional details on what is rated a “good" driver.

Tesla insurance calculator will show status in real-time & tell you what actions are needed to be rated “good driver"

— Elon Musk (@elonmusk) September 20, 2021

The button will be available this Friday, presumably in your car. Stay tuned for more details. Tesla FSD Beta 10.1 which is set be released on October 1st, will introduce new features such as merged NNs for highway and city driving, as well as the ability to go in reverse.

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Will Tesla Launch a 'Robotaxi' Network With Tesla Drivers?

During Tesla’s Q1 earnings call, Tesla talked about its plan for its upcoming robotaxi network and even showed off a design for the app that would allow customers to request vehicles, much like Uber and Lyft.

While Tesla plans to unveil the robotaxi, officially now called CyberCab this August, a true autonomous taxi is at the very least, a couple of years away. So why is Tesla so eager to show off an app and start offering a Tesla taxi service?

in 2023 Uber had a revenue of 37.28 billion, while Lyft had a much smaller revenue of 4.4 billion. For comparison, Tesla’s revenue last year was 96.77 billion. A taxi service, even one operated by humans can be incredibly lucrative. While Tesla’s ultimate goal may be an automated taxi service, they may be itching to get into the space.

Tesla’s robotaxi was initially supposed to be a taxi service owners would lend their vehicles to. While that’s still the plan, Tesla wants their own vehicles to be a part of the service as well.

Will the Robotaxi Service Start With Tesla Drivers?

Tesla comparing themselves to Airbnb and Uber during their earnings call is intriguing. While Tesla can start producing robotaxis almost whenever they want, it’d likely be smart to wait until autonomy is solved so they’re not limiting themselves to current FSD hardware.

While full autonomy is likely several years away, Tesla seems to be eager to make this push toward a Tesla-owned service. Is Tesla thinking about operating their own Uber-like service? Tesla could be thinking about releasing their future robotaxi app and service in “beta,” letting current Tesla owners operate their own vehicles on the service.

This could result in several benefits for Tesla, not only letting them test their service but also opening up another revenue stream. This would allow Tesla to start operating their robotaxi network as soon as this year, and then slowly replace drivers and owner vehicles with Tesla-owned robotaxis.

Tesla Shows Off Robotaxi App

Tesla showed off it's robotaxi app

At the earnings call, Tesla also showed off a design of their robotaxi app. While it feels early to design an app for a service that could be years away, Tesla appears to be preparing itself for the future and getting customers excited about the prospect.

Tesla showed off five screens of the app, essentially showing how you’d request a robotaxi, how you can view its progress, and control certain features of the vehicle. Through the various screens, you can see most of Tesla’s Autopilot features coming to fruition in terms of autonomy, such as summon, self-driving and eventually Autopark.

Summon - Much like Tesla has re-thought the interior of a car and so many features, you can see the same mechanics applied to the app. To request a vehicle, you simply hold down a summon button and you’ll be presented with an estimate of when a vehicle will arrive.

Set Preferences and Destination - On the second screen, you can see the vehicle’s current location on a 3D map, possibly alluding to future FSD visualizations. It also lets you set your destination and set the climate temperature to your preference.

Trip Progress - While you’re traveling in the vehicle, you’ll be able to view trip information as well as set entertainment options.

Recap

Tesla had a lot to talk about during their earnings call and specifically about the Robotaxi — more information was revealed than ever before.

While there are various things at play to make a service like this come together, we can easily separate them out into separate components.

There’s the robotaxi itself, which Musk recently said would be similar to Tesla’s next-gen vehicle without a steering wheel. However, during this earnings call, he revealed that Tesla will save its new “unboxed” manufacturing process for the robotaxi and use a more traditional method for their next vehicle.

Then there’s FSD itself, while it’s crucial to operating a driverless robotaxi network, it’s not necessary to start a Tesla taxi service.

The last piece is the ride-hailing component itself and how it’s managed, and Tesla was happy to show this off, which makes us believe that it may be closer to reality than many think. While Tesla needs all three of these components to come together to operate a true robotaxi network, they piece them together separately, much like they’ve done with Autopilot. Initially, Tesla only released auto-steer then slowly added on summon, Autopark and city driving.

When we look back at Tesla five years from now, we may very well look back to this earnings call and say this was the pivotal moment when Tesla started transitioning to a services company.

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Tesla Reveals Robotaxi App and Names the Robotaxi the CyberCab

Tesla has invested billions of dollars over the years toward vehicle autonomy. The mission continues as Elon Musk and Tesla now prepare to unveil their ride-hailing product, Robotaxi this August. Or, as Musk called it on Tuesday, Tesla CyberCab.

Early Days

Five years ago, during Tesla’s Autonomy Investor Day in April 2019, Elon Musk said he felt “very confident predicting autonomous robotaxis for Tesla in the following year [2020]”. At the time, Musk added a bolder claim, predicting that Tesla wouldn’t even make cars with steering wheels or pedals by 2022. While timeliness may not be Musk’s strong suit, he has a track record for getting things done that others were unwilling to try or thought were impossible. Musk later admitted he can be overly optimistic and said “sometimes I am not on time, but I get it done.” 

Now, 5 years later, we have the robotaxi unveiling scheduled for August 8th. After the release of FSD v12, it’s clear that we’re much closer to autonomy than we were in 2019, although FSD v12 is still a far cry from full autonomy.

While Tesla still has the robotaxi unveiling scheduled for August, Tesla announced yesterday that it’d be prioritizing a simpler “next-gen” model that could be released by early 2025.

Latest Updates

On the conference call, Musk added that Tesla now has over 300 million miles driven with FSD v12 since it was launched just last month. He added that it's becoming “very clear that the vision-based approach with end-to-end neural networks is the right solution for scalable autonomy”.

Tesla said it has been investing in the hardware and software ecosystems necessary to achieve vehicle autonomy and a ride-hailing service. The company is confident that it can establish a scalable and profitable autonomous driving business by employing a vision-only architecture.

think of it [Tesla] as combination of Airbnb and Uber meaning that there will be some number of cars that Tesla owns itself and operates

Tesla = Uber + AirBnb

Later on, Elon Musk unveiled that the new service will operate and result in a mix between Uber and Airbnb where the Tesla driver decides if and when he wants his Tesla to be used and by whom. Tesla stated:

“We believe the Tesla software experience is best-in-class across all our products, and plan to seamlessly layer ride-hailing into the Tesla App.”

Tesla’s CEO clarified that the owners will be able to add or remove their car from the fleet “whenever they want” adding that it will be up to them to decide if they want to only let the car be used “by friends and family or only by five-star users or by anyone at any time”. The flexible program will, just like Airbnb, allow the owners to take the car out of the market when they want.

The upcoming ride-hailing service will enable users to easily request a Tesla vehicle, control the car's temperature, monitor its real-time location, and adjust the audio system. The only question is when.

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